1
Read Your Policy in Ten Minutes
Learn the six parts of an insurance policy and where to look for what isn't covered. You'll also see why 'full coverage' isn't a type of policy.
3 min6-question quizStudy guide
850 University
Insurance Foundations
How insurance really works, reading your policy, actual cash value vs replacement cost, who regulates insurers, how your credit affects your insurance price, claims history reports, shopping, nonrenewals, filing claims that get paid, getting help, and spotting scams.
6 video lessonsTake quizzes in 850ai
2
Who's in Charge? How Insurance Is Regulated
Learn who regulates insurance in the U.S., what the NAIC does and doesn't do, how rates get reviewed, and what guaranty associations cover. You'll also learn how to check a license and a complaint record before you buy.
4 min6-question quizStudy guide
3
Your Credit and Your Insurance Price
Learn how credit-based insurance scores differ from credit scores, where states ban or limit them, and what an adverse action notice must tell you. You'll also learn about re-rate requests, hardship exceptions and why a credit freeze doesn't block insurers.
Next steps — guides & tools
FAQ
Is Insurance Foundations free on 850 University?
Yes — 6 of 6 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Insurance Foundations?
This course includes 6 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Put this course into action
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.