Your data is protected with the same encryption used by major financial institutions
How it works
Two steps. That's it.
One-click import. Generate & send disputes in seconds.
Answer a few simple questions. Your 850ai agent gets smarter.
Real results
Average Score Increase
In first 90 days for active users
Dispute Success Rate
Negative items removed or updated
Average Savings
From better loan rates & approvals
Your credit shouldn't be a mystery—and fixing it shouldn't be either. We make it simple, fast, and affordable.
Lower interest rates, better terms, and smarter deals — never overpay again.
No more confusion. Understand your credit and take control with clarity.
850ai handles printing, mailing, and follow-ups — so you don't have to.
▶ Watch The 1-Min Demo
What's hurting my credit?
850ai
I can see you have a late payment on your mortgage from 2025. Would you like me to help you get it removed?
Getting started is easy and fast.
It really is this simple
No paperwork. No phone calls. No figuring it out yourself. Just connect your credit report and 850ai finds the errors, writes the letters, and mails them — all in minutes.
No credit card required. Cancel anytime.
From credit applications to major purchases, 850ai is your intelligent financial companion for every decision
Your daily financial co-pilot — use these every day
Your 24/7 850ai credit assistant. Ask questions, get insights, and take action through natural conversation
Track your credit scores, get alerts on changes, and protect your profile with automated 850ai monitoring
850ai-powered budget tracking, payment calculators, and financial planning tools to optimize your finances
One-off milestones — 850ai walks you through every step
Get personalized advice on which credit cards to apply for, when to apply, and how to maximize your approval odds
Get pre-qualified, understand your rates, and negotiate better terms with confidence
Navigate the mortgage process with 850ai-powered insights on rates, down payments, and approval strategies
Build wealth long-term with smart money moves
Start and grow your business with 850ai guidance on formation, funding, credit building, and strategic planning
Find the best loan options, compare rates, and understand your borrowing power
Optimize your banking strategy with insights on account types, interest rates, and savings opportunities
Real stories from people who took control of their credit.
"I was stuck in the 500s for years. 850ai found errors I missed and generated letters instantly. My score is now 720!"
James D.
Verified User
"The Auto Blast feature is a game changer. One click and my disputes were done. Saved me so much time and stress."
Sarah M.
Verified User
"Finally bought my first home thanks to 850ai. It told me exactly what to fix to get approved. Worth every penny."
Michael R.
Verified User
From credit clarity to full automation — pick the plan that matches your goals. No contracts. Cancel anytime.
Tokens are used for dispute actions (mail, email, fax). 850ai users purchase tokens as needed. Pro gets 20/mo included. Auto has unlimited tokens.
Most members see their first deletions or score improvements within 30-60 days. Significant changes typically occur within 3-4 months.
Yes! There are no contracts. You can cancel or change your plan anytime directly from your dashboard.
Stop guessing with your credit and finances. Let 850ai analyze your unique situation and guide you to better credit, better rates, and better opportunities.
Join thousands already improving their credit • Flexible plans available