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Command Center
AI credit repair, on your command.Connect your report, Deploy once, and 850ai fights for you.
What you can dotap to explore
Disputes
01/15We compare all 3 bureaus, your uploads, and any breach exposure to build each case. No two letters are ever the same.
Available on these platforms — pick a plan to get started
Step 1 of 7 · 850ai Auto Plan
Import Your Credit Report
Connect your credit-monitoring account or securely upload your report.
3-bureau score import
SAMPLELoading report data
0/6Comparing balances, statuses, payment history & inquiries
Importing & comparing all 3 bureau reports
Step one
Most credit monitoringintegrations in the world
Simple plan comparison
Choose the plan thatbest fits your needs
AutoMax plan
Let 850ai run the whole caseIncluded filings, mailing, and monthly updates — handled for you
AutoMax plan
Billed monthly · cancel anytime
Deploy once. 850ai mails, emails and faxes every dispute, files your CFPB and FTC complaints, answers company responses, and refreshes your 3-bureau report every month.
- Email & fax every dispute to bureaus and creditors
- Online filings — CFPB, FTC & more, filed for you
- Automatic follow-up & escalation on every filing
- Company responses answered automatically
- Priority support
Trusted by Thousands
This company is the real deal
"This company is the real deal! I was skeptical at first but when my score increased 115 points after just 1 month after signing up I was sold!…"
Justin Hightower
Verified on Trustpilot
"An honest and trustworthy company which is of utmost importance when dealing with your personal information."
Adam Easey
Verified on Trustpilot
"I had an excellent experience with 850AI! They didn't just help improve my credit—they took the time to educate me on how credit really works.…"
Juanita Neekie Sampson
Verified on Trustpilot
See my850.ai in Action
▶ Watch The 1-Min Demo
Choose Your Path to 850
Pick the plan that matches your goals.
DIY
DIY
then $29.99/mo after
First month free — every letter written for you, PDFs free
- First month free, then $29.99/mo
- Link your own credit report (or upload a PDF)
- Every dispute letter written for you
- Download every letter as a PDF — free
- Mail with 850mail for $2/page — you pick which letters
- Optional 3-bureau credit report +$29.99/mo
- 850 University + AI chat
Today: $0 · Then $29.99/mo
Card required · billed on day 31 unless you cancel
Auto
Auto
Mailing included — we mail every letter for you
- Everything in DIY, plus…
- Mailing included — every letter mailed for you
- Deploy once — we print and mail every dispute automatically
- 3-bureau credit report included, updated monthly
- Automated follow-ups & escalation
- Home, car & business tools + AI chat included
Billed monthly · cancel anytime
AutoMax
AutoMax
Everything in Auto + email, fax & online filings
- Everything in Auto, plus…
- Email & fax every dispute to bureaus and creditors
- Online filings — CFPB, FTC & more, filed for you
- Automatic follow-up & escalation on every filing
- Company responses answered automatically
- Priority support
Already on Auto? Upgrade in-app and pay only the difference.
Activate your site and promote.AI handles the rest.
Your clients pay you, create their profile, and connect their credit report — 850ai runs the disputes, follow-ups, and updates while you control exactly what they see.
How the agent system workstap to explore
Activate
01/9Flip on your white-label site — your subdomain, your logo, your prices. Live in minutes, no code.
Agent Plan
White-label 850ai and start your own agency: a website, user portal, lead magnets and funnels, full automation for every client, follow-up nurturing, custom portal controls and custom emails.
- White-label website & user portal
- Lead magnets, funnels & nurturing
- Full client automation
- Custom portal controls & emails
- Get paid to help clients improve credit while 850ai automates the work
Contact admin — we set up your white-label site with you.
How it works
Scroll the timeline to watch each step come to life. Badges show which plan each part is included on.
- 1
Step 1
Link or upload your credit report
DIYAutoAutoMaxConnecting your monitoring service…
EQlinkedEXlinkedTUlinkedEvery plan includes a verified 3-bureau report. Auto & AutoMax pull all three bureaus for you again every month.
- Works with most major monitoring services
- Or drag-and-drop a PDF / screenshot
- Bank-level encryption on everything you share
- 2
Step 2
Scan the report for errors
DIYAutoAutoMaxAI compares every account, balance, status, payment history and inquiry across all three bureaus to flag what looks wrong.
- Cross-bureau balance & status mismatches
- Outdated, duplicate and unverifiable items
- Inquiries with no permissible purpose
- 3
Step 3
Check the dark web & your identity
AutoAutoMaxEmail in breach dumpPassword hash exposedSSN fragment listedWe search breach dumps and hidden sources for exposed data, then screen for identity-theft red flags tied to your report.
- Breached emails, passwords & SSN fragments
- Identity-theft risk screening
- Evidence attached to strengthen disputes
- 4
Step 4
AI drafts your dispute letters — you edit & review
DIYAutoAutoMaxDispute letterEdit ApprovePersonalized, legal-grade bureau, creditor and CFPB letters are generated for you. Read them, tweak anything, then approve.
- Grounded in FCRA, FDCPA & Metro 2 rules
- Fully editable before anything is sent
- Nothing goes out until you approve it
- 5
Step 5
Send by mail, fax & email
DIYAutoAutoMaxMailFaxEmailOn DIY you download every letter as a PDF free, or pick which ones to mail with 850mail at $2/page. On Auto you Deploy once and 850ai mails everything for you — mailing included. AutoMax also emails and faxes every dispute.
Mailed for you on Auto · mail, email & fax on AutoMax
- DIY: free PDF downloads, or mail the letters you pick for $2/page
- Auto: mailing included, sent for you
- AutoMax: mail, email & fax, sent for you
- 850ai tracks every response for you
- 6MONTHLY
Step 6
Auto repeats it monthly — until your report is clean
AutoAutoMaxRefresh
Draft
Approve
Send
1New 3-bureau pull — changes detected
repeatsThe only thing you do is log in & approve
- Monthly report refresh + automatic change detection
- New dispute series aimed at bureaus, creditors, CFPB, FCC & FTC
- Scans every response, escalates & notifies you of each action
850ai Auto is perfect for:
- Entrepreneurs
- Busy adults & parents
- Serious budgeters & planners
- Anyone wanting to become debt-free
- Anyone who's tried traditional credit repair
- Anyone who wants every letter mailed for them — mailing included
- Anyone chasing a bigger goal — a home, a car, funding & more
Goal planning for homes & cars
Buy a home
Tell 850ai what you want — a house or a car — and it builds a step-by-step credit plan to get you approved.
- Search real homes & vehicles near you
- See what it takes to qualify
- A clear next step every month
Funding insights
Compare funding options against a live lender database and see which moves improve your borrowing power and terms.
- Match to lender programs
- Understand your borrowing power
- See what improves your rate
Application insights
Full name
Income
Address
Employer
Never fill out an application alone. 850ai pre-fills and reviews card and pre-qualification forms so you apply with confidence.
- Guided pre-fill of your details
- Reviews before you submit
- Apply with confidence
CFPB, FTC & online filings
Escalate stubborn items with regulatory complaints. On AutoMax, 850ai files your CFPB, FTC and other online complaints, then tracks and escalates every one for you automatically.
- AutoMax: filed, tracked & escalated for you
- Company responses answered automatically
Not Sure Where To Start?See Everything 850ai Helps With
From fixing errors and monitoring credit to cards, cars, homes, and big life decisions — here's a real look inside every tool.
Fix Errors & Monitor Credit
Find inaccurate, outdated, or unverifiable items and turn them into targeted disputes — then keep watch on score movement, bureau changes, and new risks so nothing slips by.
Automatic CFPB Filings
Escalate stubborn items with online complaints — on AutoMax, 850ai files and manages your CFPB, FTC and other complaints for you automatically.
850ai Chat
Ask credit, debt, funding, or planning questions and get plain-English next steps based on your situation.
Plan Your Goals & Actions
Build a credit strategy around a real goal, from lowering utilization to preparing for a home, car, or 850 score — with a clear next step every time.
Learn Your Credit
Short, guided 850 University courses that teach how credit actually works — from reading your report to building it the right way.
Pick Your Debt-Free Date
Slide to set a payoff date for all your debt and instantly see the monthly payment it takes to get there.
Application Assistant
Never fill out an application alone again. 850ai pre-fills and reviews your card and pre-qualification forms so you apply with confidence.
Shop Vehicles With Insights
Search real vehicles near you with powerful insights — days on market, true book value, and payment ranges — so you negotiate from a position of strength.
Shop Homes & Property
Search homes for sale or rent in your area, see full property details, and understand what it takes to get approved before you buy.
And much more
No Trust Required.Complete Transparency.
Log in, trigger action, and stay informed every step of the way.
How often we update you
Credit changes, alerts, and tasks
Goals and deadlines
Report updates and actions taken
Delivered via
Frequently Asked Questions
How does mailing work on DIY? Do I need tokens?
DIY includes no tokens and doesn’t need them. Every letter downloads as a PDF free. After your letters are generated, you pick which ones to mail with 850mail at $2.00 per page and see the total before you send. Auto includes mailing for every letter. AutoMax adds email, fax and online filings like CFPB and FTC complaints.
How does the 3-bureau credit report add-on work?
$29.99 is charged the day you add it, and refunded automatically if the bureau can't deliver your report. From your next renewal your bill is $59.98/mo (DIY + report). Remove it anytime; it stays active through the month you paid for. Auto and AutoMax already include it.
Can I upgrade from DIY later?
Yes. Upgrading replaces DIY on the same subscription, so you’re never billed for both. Once you’ve made a payment, the send screen after your letters are generated offers $30 off your first month of Auto ($69.99) or AutoMax ($169.99).
How quickly will I see results?
Bureaus generally have about 30 days to investigate a dispute. 850ai does not guarantee a deletion, a score change, or any particular result.
AI Connectors
Connect 850ai to Claude or ChatGPT
Go to Settings → Connectors → Add custom connector, name it 850AI, and paste the link below.
https://app.850boostclub.com/api/mcp