850 University
What a home policy covers, rebuild cost vs market value, depreciation and claim checks, roof fine print, flood and storm deductibles, renters, condos and landlords, your mortgage and insurance, home claims and contractor scams, the home insurance crunch, and umbrella coverage.
Learn the six parts of a home policy, how HO-3, HO-5 and HO-2 forms differ, where special limits hide, and which big disasters standard policies leave out.
Learn why the first check on a replacement cost claim is often smaller, how recoverable depreciation is paid after repairs, and why deadlines and receipts matter.
Learn why home policies don't cover flood, how NFIP limits, gaps and the 30-day wait work, why lenders require flood insurance in high-risk zones, and what the NFIP's authorization date means for you.
Is Home, Renters and Property Insurance free on 850 University?
Yes — 4 of 4 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Home, Renters and Property Insurance?
This course includes 4 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.
Learn what renters insurance covers, what it costs on average, and why your landlord's policy doesn't protect your belongings or pay for a hotel.