850 University
Rentals, flips and BRRRR, investor financing and LLCs, HELOCs and cash-out refinancing, tax liens and buying mortgage notes, with the real rules and risks.
Map the main ways people invest in real estate: buy and hold, house hacking, flipping, BRRRR, mortgage notes, and tax liens. Learn why prices can fall and why reserves come first.
How investors finance rental property: bigger down payments and reserves, Fannie Mae's limits, DSCR, portfolio, commercial, and hard-money loans, LLCs and personal guarantees, the due-on-sale clause, and why you never misstate occupancy.
Equity isn't free money. Learn the three ways to tap it (home equity loan, HELOC, cash-out refinance), Fannie Mae's cash-out limits, the costs and rate risks, why your home is the collateral, and a simple borrowing-cost test for any deal.
Is Real Estate Investing free on 850 University?
Yes — 8 of 8 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Real Estate Investing?
This course includes 8 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.
Where an investment-property down payment can legally come from: how lenders check the source, sources that usually work, the rules on gifts and seller credits, partners and private money, why credit-card cash advances don't qualify, and why hiding the source is mortgage fraud.
Learn how flippers size up distressed houses: where the deals come from, ARV from closed sales, the "just needs paint" myth, holding and selling costs, the 70% rule and a full example budget, EPA lead rules for pre-1978 homes, and how flip profit is taxed.
Run a rental's numbers like an investor: why rent minus mortgage isn't profit, vacancy and the costs people forget, an example monthly budget, cap rate and cash-on-cash, the Fair Housing Act, state landlord-tenant law, landlord insurance, and how rentals are taxed.
How property tax sales really work: lien certificates versus tax deeds, why the statutory rate is a ceiling, redemption periods, the myth of guaranteed returns and cheap houses, paperwork risks like quiet title and federal tax liens, recent changes after Tyler v. Hennepin County, and a due-diligence list.
What "be the bank" really involves: the promissory note and the mortgage or deed of trust, performing versus non-performing notes, how investors earn, what to check in the paper, why you can't "just take the house," servicing rules, collection laws, and where notes come from, plus how to avoid wire fraud.