The license path, background checks and 18 U.S.C. 1033, how agents really get paid, choosing where to work, the sales rules every agent must follow, and calls, texts, leads and social ads without lawsuits.
So You Want to Sell Life Insurance: The License Path
Learn the steps to get licensed to sell life insurance: the state license, pre-licensing rules, the exam, fingerprints, applying, appointments, continuing education and the extra training some products need.
4 min6-question quizStudy guide
2
A Record and a License: Background Checks and 18 U.S.C. 1033
Learn how a criminal record affects an insurance license: what 18 U.S.C. 1033 requires, which records count, how written consent works, and your rights when someone runs a background check on you.
3 min6-question quizStudy guide
3
How Agents Really Get Paid: Commissions, Advances and Chargebacks
Learn how life insurance agents are paid: commissions, New York's commission caps, advances, chargebacks, debit balances, renewals and vesting, plus what government data says agents actually earn.
Is Selling Life Insurance: Becoming an Agent free on 850 University?
Yes β 6 of 6 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Selling Life Insurance: Becoming an Agent?
This course includes 6 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Put this course into action
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.
Choosing Where to Work: Captive, Independent, Call Centers and Red Flags
Compare the places a new life insurance agent can work, from captive and independent agencies to call centers and final expense, and learn the red flags of recruiting-heavy agencies and the questions to ask before you sign.
3 min6-question quizStudy guide
5
The Rules of the Road: What Life Agents Can and Can't Say
Learn the sales rules every life insurance agent must follow: misrepresentation, twisting, churning, replacements, illustrations, ad wording, rebating, guaranty associations, accelerated benefits and New York's best-interest rule, with a 'never say' card.
4 min6-question quizStudy guide
6
Calls, Texts, Leads and Social Ads Without Lawsuits
Learn the phone, text and online marketing rules life insurance agents must follow: the TCPA, written consent, AI voices, Do Not Call lists, quiet hours, opt-outs, buying leads, state rules and social ads.