Business Credit

Why your business needs its own credit profile, tied to its EIN and separate from your personal SSN and FICO.

Set up a fundable LLC or corporation with an EIN so every tradeline reports to the business, not you.

The business address, phone, website, bank account, and licenses lenders verify before they approve you.

Get your free DUNS number and understand Dun and Bradstreet, Experian Business, and Equifax Business.

Open starter net 30 accounts that report and become your first business tradelines.

How the Dun and Bradstreet Paydex score works and why paying early beats paying on time.

Graduate to store cards and fleet cards that report revolving credit to the business bureaus.

Personal guarantee vs no guarantee business cards, and how to use them to build the business file.

When to use a revolving line of credit versus a fixed term loan, and how to avoid overborrowing.

Build the seasoned file and bank profile that unlocks five and six figure business funding.

What underwriters look for to approve the business on its own with no personal guarantee.

Stack 0% business cards, lines of credit, and lender programs into real growth capital, the smart way.

Master advanced business credit card approval strategies and techniques.