CHAMPVA is not TRICARE. It is a VA program for certain family members. Eligibility is specific. Do not assume a 90% rating opens it.
Who it is usually for.
Spouses and children who meet the published CHAMPVA relationship and rating rules.
What to have in hand.
- Marriage or birth certificate
- Veteran’s rating decision or death certificate
- Other health insurance info
Moves.
- Confirm the veteran is 100% P&T, or died of a service-connected condition.
- Download the CHAMPVA application from VA.gov.
- Mail or submit the packet and keep a copy.
Timing hint: Enrollment processing varies; keep other coverage in place.